High-earning professionals deserve more from their KiwiSaver. Discover how tailored advice and the KiwiWrap platform give doctors, lawyers, and executives greater control and flexibility over their retirement savings.

Tailored KiwiSaver for Doctors, Lawyers, and Executives

In the fast-paced worlds of medicine, law, and corporate leadership, your time is precious. As a high-earning professional, your KiwiSaver strategy shouldn’t be an afterthought, it should be as bespoke as your career. But are default KiwiSaver schemes truly serving your long-term financial ambitions? Or is it time to demand more control, flexibility, and expert guidance?

At Hamilton Hindin Greene, we understand the unique KiwiSaver needs of New Zealand’s doctors, lawyers, and executives. Discover how a tailored approach, supported by the innovative KiwiWrap KiwiSaver platform, can empower you to take charge of your retirement savings, align investments with your goals, and make every dollar work harder for your future.

Why High-Earning Professionals Need Tailored KiwiSaver Advice

The Limitations of Default KiwiSaver Schemes

Most default KiwiSaver providers offer a narrow selection of funds and limited investment choices. For high-income professionals like you, accustomed to making informed decisions, this lack of control can be frustrating. You may also face generic advice that doesn’t reflect your complex financial circumstances, tax position, or appetite for risk and opportunity.

Unique Needs of Doctors, Lawyers, and Executives

Doctors, lawyers, and senior executives often:

  • Earn above-average incomes, allowing for larger KiwiSaver contributions

  • Value transparency, flexibility, and the ability to customise investments

  • Seek strategies for maximising tax efficiency and long-term growth

  • Want to integrate KiwiSaver planning with broader wealth management and retirement goals

  • Prefer professional advice tailored to their career trajectory and life stage

Tailored KiwiSaver advice helps transform KiwiSaver from a passive savings tool into a proactive wealth-building strategy, aligned with your career ambitions and family’s future.

Introducing KiwiWrap: Greater Control and Flexibility

What is KiwiWrap KiwiSaver?

KiwiWrap KiwiSaver is a unique platform that gives you greater control over your KiwiSaver investments. Unlike conventional schemes, KiwiWrap allows you to:

  • Select from a wide universe of New Zealand and global shares, fixed interest, listed property, and more

  • Build a portfolio that matches your values, risk profile, and long-term goals

  • Make timely adjustments as your circumstances change—whether you receive a promotion, buy a home, or plan for retirement

At Hamilton Hindin Greene, our advisers use KiwiWrap to craft truly bespoke KiwiSaver solutions for professionals who demand more.

Key Benefits for Professionals

  • Personalised Investment Choices: No more one-size-fits-all. Choose investments that reflect your career, interests, and financial objectives.

  • Transparency and Reporting: Track your portfolio’s performance with detailed and regular reporting, giving you peace of mind.

  • Integrated Wealth Planning: Coordinate your KiwiSaver with your wider investment, tax, and retirement strategies for holistic financial management.

How Hamilton Hindin Greene Delivers Tailored KiwiSaver Advice

Step 1: Understanding Your Unique Profile

We begin by getting to know you, your career, family situation, financial goals, and risk tolerance. This comprehensive understanding enables us to recommend KiwiSaver strategies that are highly personalised.

Step 2: Designing a Bespoke KiwiSaver Portfolio

With KiwiWrap, we help you:

  • Select individual investments that align with your risk appetite, whether that’s growth-oriented shares or steady fixed interest

  • Adjust your portfolio as your career evolves or as market conditions shift

  • Incorporate socially responsible or sector-specific investments if these align with your values

Step 3: Ongoing Guidance and Review

We provide regular reviews and transparent reporting, so you stay informed and confident. Our advisers are always available to answer questions, discuss opportunities, and help you navigate legislative or economic changes that may impact your KiwiSaver.

Actionable Tips for Professionals Optimising Their KiwiSaver

  • Maximise Contributions: Take advantage of employer matching and the government contribution to maximise your annual return.

  • Review Annually: Your career and financial situation will change, so should your KiwiSaver strategy. Schedule an annual review with an expert adviser.

  • Seek Professional Advice: The right adviser can help you avoid common pitfalls, such as unnecessary tax or missed opportunities for growth.

Ready to Take Control of Your KiwiSaver?

Don’t let your retirement savings be an afterthought. If you’re a doctor, lawyer, or executive ready for a tailored KiwiSaver approach, Hamilton Hindin Greene is here to help. Our experienced advisers will help you unlock the full potential of KiwiWrap, giving you more control, flexibility, and confidence as you plan for a rewarding future.

Jeremy Sullivan
Investment Adviser (FSP260665)
NZX Adviser. MBA. B.COM (FINC). NZX Dip. F.A.

Toll Free: 0800 10 40 50
DDI: (03) 353 0797
Web: www.hhg.co.nz
Email: jeremy@hhg.co.nz